Reader’s Question:
Is it true that my car insurance rates will increase if I modify my vehicle?
Jessie
Indianapolis, IN
Yes, a modified vehicle can affect your car insurance costs. However, how exactly it affects the cost will depend on the type of work done, the parts used, and if it has affected the market value of your vehicle. [...]
Reader’s Question:
What vehicle insurance coverage would be my first priority if I were to modify my car? Should there be any concerns to my current premiums when altering a car?
Brian
Orlando, FL
Before you do any modifications, it is wise to ask your agent first and notify your carrier about your plans for the changes. When [...]
Reader’s Question:
I have been working on some minor modifications on my car. Is it really necessary to have it insured under car insurance for modified cars?
Vince
Detroit, MI
As you may already know, reasonably priced car insurance for modified cars is quite hard to find. Worse, if you are a young driver below the age of 25, [...]
Reader’s Question:
How much will my car insurance premiums increase once my vehicle here in Alabama finishes undergoing modification?
Helmut
Huntsville, AL
Good question. The amount of increase you can expect to see once your vehicle there in Alabama is completely modified depends on how extensive (and expensive) the modification is. It would be hard to tell how much [...]
Reader’s Question:
My car here in South Dakota will be part of a TV program and would be modified extensively, will that keep me from getting cheap car insurance?
Dexter
Sioux Falls, SD
Extensive modifications on your vehicle may not only prevent you from getting cheap car insurance, it can also be a reason for your auto insurance premiums [...]
Reader’s Question:
I want to modify my car, so that I could maximize its potential. I also want it to look good. But since I am just a beginner hobbyist, I still have no idea how car insurance for modified cars work. Can anyone enlighten me?
John
Brooklyn, NY
Recently, television shows like “Pimp My Ride” and movies such [...]
Reader’s Question:
Do I need to obtain modified car insurance if my car’s suspension has been lowered?
Molly
Tulsa, OK
Car insurance companies require their clients to report if their cars have been modified. This is because there are a large number of modified car owners who file claims against their insurer. This could be due to the accidents [...]