Modified Car Insurance

Reader’s Question:

I plan on modifying my car so I can join a drag race down the strip here in New Jersey. I’m just asking what are the requirements needed for me to get a modified car insurance.

Whitney

Clifton, NJ

Generally you might lower down the cost of your car insurance if you have your car modified, since the car would be an easy find, if in case it gets stolen and most modified car owners always keep a close watch on their cars, so some of the claims may be slashed out.

Now, about your question about the requirements for modified car insurance, here are some of the acceptance criteria…

OPERATOR
” Operator should be 21 years of age or older
” Operator should have a full license for 12 months or more
” Operator must be a state resident
” Operator should declare No claims Bonus which would be available for use under the car insurance company

VEHICLE
” Vehicle should be a hot hatch, performance car or modified
” Vehicle should not be Q-plated
” Vehicle must never have been declared a write off/total loss

This requirements may differ from one car insurance company from the other. Just surf the internet and look into car insurance companies and you should get results that can help you decide what to choose.

The key to be able to keep modified car insurance low is by driving safely, and if you have a fitted nitrous attached then hide it or try removing it and just use it a the drag strip.

Tags: auto insurance, Modified Car Insurance